Do You Want to Change Insurance? These Are the Points You Should Keep in Mind

When purchasing vehicle insurance, you will have a period of one year to check the services of the insurer, as well as its service channels and other aspects. Once this period ends, the renewal process will begin. Most likely, the same insurer will contact you to start negotiations, however, you are fully entitled to choose another company if you wish.

If during the year, you used your insurance and there were some things with which you did not agree or you are simply looking for a more comfortable option, you can start to verify what other insurers offer, and thus identify the most convenient option for your profile .

Here are some points you should take into account when thinking about changing insurance companies:

 

Find out about renewal promotions at your current insurer:

Find out about renewal promotions at your current insurer:

If the reason to change is because you are looking for lower-priced options or with greater benefits, you can talk with your current insurer’s advisor to tell you this and see what they offer. If during the year you have not had any accidents, many insurers offer a percentage of discount for a good client or additional benefits. Maybe they could end up convincing you.

 

Reflect on what you would like to change in the new insurance:

Reflect on what you would like to change in the new insurance:

If the decision is irrevocable, you can start thinking about what you did not like about your old insurance, if the coverage you had was sufficient or you would like to expand it or if your protection needs changed in the last year (car with more accessories, polarized moons, etc.). This will help you identify what you are looking for.

 

Look at the prices, but also their history:

Look at the prices, but also their history:

You need to start not only looking at the prices that other insurers have, but also their history. Check through your social networks and search engines to see what are the claims that people have and how well they have been addressed. In addition, you can check what their service channels are, to make sure they will attend you properly.

 

Pay attention to exclusions:

Pay attention to exclusions:

Not all insurers have the same exclusions in their policies, so, if one caught your attention, it is convenient to review this point before proceeding with the deal. In which cases the policy is canceled? What things are not covered? By reading the exclusions you can answer these questions and see if it really suits you.

Remember that the coverage options are many, so it is ideal that you think carefully about what you need and want to acquire. Then, it is advisable to use a comparator like Juana Crest to know the prices and benefits of each insurer. By using the comparator, you can have the information without having to enter all the pages.

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